100 Century Parkway, Suite 240, Mt. Laurel, NJ 08054
Phone: 800-524-1774
Fax: 856-727-0600
Email: info@callums.com
Certification offers insurance agents and advisors,
for the first time, comprehensive information on
how Medicare, Medicaid, and Annuities interact.
Particular attention is paid to the complications of IRMAA,
and the severe if not irreversible consequences an unplanned
need for long-term care has on a client’s portfolio, family, and
even your business model as a financial professional.
Check out what Harley Gordon, founder of the CLTC designation
has to say about his new course!
Harley Gordon is an attorney who concentrated in the field of Medicaid Planning. Based on his experience and commitment to the long-term care field he created, in 1998, the industry’s first professional program, Certified In Long-Term care (CLTC). The focus was not on how to sell a product but rather how professionals in the insurance field could have an educated conversation on the subject of long-term care (referred to as Extended Care). This elevated the status of producers who were also taught how to conduct an interview using a profoundly different approach. The program has over 35,000 graduates.
HARLEY GORDON
ATTORNEY
ABOUT THE COURSE:
Get your Medicare Masters Certification (MMC) specifically designed for Insurance Agents & Advisors!
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This designation gives you expertise on Healthcare and subjects impacting the Aging Client & Family
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Learn about IRMAA and how it may reduce Social Security Benefits PLUS solutions to help clients reduce or even eliminate this tax!
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Understand the impact of a long term care event and how to secure predictable streams of income in retirement.
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Work through sales scenarios and ways to locate additional client assets to potentially improve their financial picture - BONUS - Objections Handling section!
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4 CE Credits Available; CFP Credits Available
WHO SHOULD ATTEND?
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Med Advantage or Med Supp Agents who are open to other types of sales that may help your client
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Insurance agents or advisors who may not want to sell Med Supp, but want to know how to answer key questions that clients ask AND provide solutions
WHAT DOES IT COST?
The tuition for this course is discounted for UMS attendees at $400! (Normally $650!!) It is also 100% reimbursable when you write business with UMS. Once you register, someone from UMS will contact you to process your payment and answer any questions you may have.
HOW DOES REIMBURSEMENT WORK?
When you submit business through UMS (issued and paid) within 90 days from the course
(August 21, 2025), we will reimburse the cost of the course when you meet the following requirements:
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Annuity - $100,000 MYGA or $50,000 FIA
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Life Insurance - $2500 of Premium or $50,000 Single Premium Whole Life (SPWL)
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Any linked benefit product
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Long Term Care Insurance - $2000 annual premium of Traditional LTC or DI.
READY TO GET STARTED?
